Common financial challenges
These are signs that the reporting or finance process may need attention.
I do not know which customers or jobs actually make money.
Your P&L stops at total margin. We rebuild it so margin reports by customer, job, property or provider.
The numbers arrive too late to do anything with.
A close that lands three weeks after month end is history, not information. We close in days and report on a fixed date.
We are growing but cash keeps getting tighter.
Growth consumes cash before it produces it. A thirteen-week forecast shows the squeeze while you still have options.
A lender wants reporting I cannot produce.
We prepare the statements, borrowing base packages and covenant tracking your bank or investor expects.
My bookkeeper is good but out of their depth now.
Most owners do not need to replace anyone. They need a CFO above the bookkeeping and more hands beneath it.
Everything important lives in one person's spreadsheet.
That is a risk, not a system. We rebuild those models properly on top of your live books.
Finance leadership at a scale that fits your business
Your account gets a named CFO plus the controllers, bookkeepers and AP/AR staff who produce the numbers. They work inside your systems and follow your approval process. You get senior finance leadership and the team to carry it out, without building a full finance department in-house.
Forecasting & cash strategy
Driver-based budgets and 13-week cash flow you can put in front of a board or a bank.
Monthly close & reporting
A close that lands on the date it is supposed to, with reporting built for investors and lenders.
Margin & cost analysis
Where the money actually goes, broken out by property, fund, location or service line.
Debt & capital support
We use our banking relationships to help clients raise debt for growth and expansion.
Answers while they are still useful
No owner should wait three weeks for a P&L to learn which customers and jobs make money. We build live dashboards on your own numbers and use AI to surface what moved and why. Then we build tools around the decisions you make most often.
Margin fell from 21% to 9% after three jobs ran over on labor. The contract was priced in 2023 and never re-rated for the current wage base. Re-price at renewal or walk.
Customer A's margin rose 3 points on better crew scheduling, the same work with 140 fewer field hours. Worth replicating on the industrial accounts.
Sub spend rose 9% while change orders were billed at the old rate on two projects. Change-order pricing is the leak, not sub rates.
DSO improved 6 days, pulling roughly $12.6k of cash forward. Two accounts over 90 days still represent $41k of exposure.
What happens after the recommendation
A typical fractional CFO firm
- —Recommends the fix, then bills you while your team attempts it
- —Depends entirely on the bookkeeper you already have
- —Limited to one person's bandwidth and one person's blind spots
- —Leaves when the engagement ends and takes the context with them
River Edge Advisors
- →Sets the strategy and then executes it, using staff assigned to your account
- →Owns bookkeeping, AP and AR, so the data behind the model is clean
- →Works inside your systems and processes, 75 people deep, so coverage never lapses
- →Becomes your finance department and stays one
The complete finance function
Take the CFO seat, the whole back office, or any piece of it. Most clients start with one service and add the rest over time.
Fractional CFO / Controller
Forecasting, budgeting, and the investor and lender reporting that belongs in front of a board.
Explore CFO services →AI, Dashboards & Custom Tools
Live dashboards showing profitability by customer, job, property or provider. AI-driven analysis of what changed, plus tools we build around your decisions.
Explore AI & dashboards →Bookkeeping
Data entry, account maintenance, and bank and credit card reconciliation. Books that close on schedule.
Explore bookkeeping →Payroll Processing
We run payroll in your provider platform, administer benefits and PTO, and allocate labor to the right jobs.
Explore payroll →Accounts Payable
Complete payables processing and management. Vendors paid accurately, on time, with a clean audit trail.
Explore accounts payable →Accounts Receivable
Invoicing, collections follow-up and aging discipline, so earned revenue reaches the bank.
Explore accounts receivable →Sell-Side & Transaction Advisory
We help owners sell, covering pre-sale cleanup, quality of earnings support, diligence management, and representing you with bankers and buyers as your CFO.
Explore transaction advisory →Debt & Financing Support
We use our banking relationships to help clients raise debt for growth and expansion.
Talk to us →A CFO who already knows your reporting
Including deep specialty-finance experience across bridge lending, cash advance, factoring and alternative credit.
Private Equity, Venture Capital & Hedge Funds
Fund and management company accounting, capital calls, allocations and LP reporting.
Alternative Finance
Portfolio accounting for non-bank lenders in bridge, cash advance and factoring.
Learn more →Healthcare & Human Services
Multi-site reporting, payor mix, census and provider economics.
Learn more →Owner-Operated Business
Founders who need a finance function rather than another hire.
Not-for-Profit
Fund accounting, grant compliance and board-ready reporting.
What it is like to work with us
Most of our growth comes from referrals and from clients who stay for years. Here is what they say about it.
“The thing I most love about River Edge, not even the incredible staff, is that it truly feels they are the back office of our company, like an extension of us. A great company with awesome work ethic.”
“RiverEdge has been an exceptional partner for our accounting backoffice needs. From the very beginning, their team demonstrated a high level of professionalism, expertise, and dedication that has been instrumental in streamlining our financial operations. I highly recommend their services!”
“Tremendous professionalism and knowledge of complicated cashflow structures. Highly recommended.”
“Easy to communicate. High performance. And very responsive. I would highly recommend using River Edge!”
“RiverEdge has consistently fulfilled our needs and requirements, demonstrating flexibility essential to our business model. We rely on RiverEdge to adapt and achieve our goals, and working with their team has been a genuine pleasure.”
“Working with River Edge Advisors has been transformative for our business. Their comprehensive bookkeeping, accounting, controller, and CFO services have streamlined our financial operations and provided us with invaluable insights… Their strategic financial planning and analysis have driven our growth and profitability, giving us the confidence to make bold business decisions.”
Now financing growth, too
We use our banking relationships to help clients raise debt for growth and expansion. If you are weighing financing options, get in touch.
Free review of last month's books
Start by telling us about your business. We'll discuss what we see and possible next steps. Then a follow-up conversation. No obligation.
What actually happens on the first call
No pitch deck and no pressure. You talk to a partner, not a salesperson, and you will know where you stand by the end of it.
You talk, we listen
Tell us what is frustrating you and how the business runs today. No documents to send and nothing to tidy up beforehand.
We tell you plainly what we see
Where the gaps are, what they are costing you, and whether we are the right firm for it. Sometimes the honest answer is that you need less than you think.
You decide what happens next
If it makes sense to go further, we set out what the engagement would cover so you can weigh it properly. No obligation either way.
Start with a conversation, not a pitch
Thirty minutes, no preparation needed. Call, email, or book a time directly below.